@import url('https://fonts.googleapis.com/css2?family=DM+Serif+Display:ital@0;1&family=DM+Sans:opsz,wght@9..40,300;9..40,400;9..40,500;9..40,600&display=swap');
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box;}
:root{
  --navy:#0f1f3d;--navy2:#1a2e50;
  --gold:#c8a84b;--gold2:#e0be6a;--gold-l:#fdf6e3;--gold-border:#e8d5a0;
  --white:#ffffff;--off:#f8f7f4;--off2:#f0ede6;
  --text:#1a1a2e;--muted:#5a6a7a;--light-muted:#8a9ab0;
  --border:#e2ddd5;--border2:#d0c8bc;
  --serif:'DM Serif Display',Georgia,serif;
  --sans:'DM Sans',system-ui,sans-serif;
}
html{scroll-behavior:smooth;}
body{font-family:var(--sans);background:var(--white);color:var(--text);font-size:16px;line-height:1.6;overflow-x:hidden;}

/* TOPBAR */
.topbar{background:var(--navy);padding:0.45rem 4rem;display:flex;justify-content:space-between;align-items:center;}
.topbar a{color:rgba(255,255,255,0.75);font-size:0.78rem;text-decoration:none;transition:color 0.2s;}
.topbar a:hover{color:var(--gold);}
.topbar-right{display:flex;gap:1.5rem;}

/* NAV */
nav{display:flex;align-items:center;justify-content:space-between;padding:1rem 4rem;border-bottom:1px solid var(--border);background:var(--white);position:sticky;top:0;z-index:200;box-shadow:0 2px 12px rgba(0,0,0,0.06);}
.logo-wrap{display:flex;align-items:center;gap:12px;text-decoration:none;}
.logo-icon{width:42px;height:42px;flex-shrink:0;}
.logo-name{font-family:var(--serif);font-size:1.2rem;color:var(--navy);letter-spacing:-0.01em;}
.logo-name span{color:var(--gold);}
.logo-tag{font-size:0.6rem;color:var(--light-muted);letter-spacing:0.14em;text-transform:uppercase;margin-top:1px;font-family:var(--sans);}
.nav-links{display:flex;list-style:none;align-items:center;gap:0;}
.nav-links>li{position:relative;}
.nav-links>li>a{font-size:0.85rem;color:var(--muted);text-decoration:none;padding:0.5rem 1rem;display:block;transition:color 0.2s;font-weight:400;}
.nav-links>li>a:hover,.has-dd:hover>a{color:var(--navy);}
.dropdown{display:none;position:absolute;top:100%;left:0;background:var(--white);border:1px solid var(--border);border-radius:10px;min-width:250px;padding:0.5rem 0;z-index:300;box-shadow:0 8px 24px rgba(0,0,0,0.1);}
.has-dd:hover .dropdown{display:block;}
.dropdown a{display:block;padding:0.6rem 1.25rem;font-size:0.82rem;color:var(--muted);text-decoration:none;transition:color 0.2s,background 0.2s;}
.dropdown a:hover{color:var(--navy);background:var(--off);}
.dd-label{padding:0.5rem 1.25rem 0.2rem;font-size:0.65rem;color:var(--light-muted);letter-spacing:0.12em;text-transform:uppercase;}
.nav-cta{background:var(--gold);color:var(--navy);padding:0.65rem 1.5rem;border-radius:6px;font-size:0.85rem;font-weight:600;text-decoration:none;transition:background 0.2s;margin-left:1rem;white-space:nowrap;}
.nav-cta:hover{background:var(--gold2);}

/* HERO */
.hero{display:grid;grid-template-columns:1fr 1fr;min-height:88vh;align-items:center;gap:4rem;padding:5rem 4rem;background:var(--off);position:relative;overflow:hidden;}
.hero::after{content:'';position:absolute;top:0;right:0;width:55%;height:100%;background:var(--navy);z-index:0;}
.hero-left{position:relative;z-index:2;}
.hero-right{position:relative;z-index:2;}
.hero-tag{display:inline-flex;align-items:center;gap:8px;background:rgba(200,168,75,0.15);color:var(--gold);border:1px solid rgba(200,168,75,0.3);padding:0.4rem 1rem;border-radius:4px;font-size:0.72rem;font-weight:600;letter-spacing:0.1em;text-transform:uppercase;margin-bottom:1.5rem;}
.hero-tag::before{content:'';width:6px;height:6px;border-radius:50%;background:var(--gold);}
.hero h1{font-family:var(--serif);font-size:3.4rem;color:var(--navy);line-height:1.08;letter-spacing:-0.03em;margin-bottom:1.25rem;}
.hero h1 em{color:var(--gold);font-style:italic;}
.hero-sub{font-size:1rem;color:var(--muted);font-weight:300;line-height:1.8;max-width:480px;margin-bottom:2rem;}
.btn-primary{background:var(--gold);color:var(--navy);padding:0.85rem 2rem;border-radius:6px;font-weight:600;font-size:0.9rem;text-decoration:none;display:inline-block;transition:background 0.2s,transform 0.15s;}
.btn-primary:hover{background:var(--gold2);transform:translateY(-1px);}
.btn-navy{background:var(--navy);color:var(--white);padding:0.85rem 2rem;border-radius:6px;font-weight:600;font-size:0.9rem;text-decoration:none;display:inline-block;transition:background 0.2s;}
.btn-navy:hover{background:var(--navy2);}
.btn-ghost{color:var(--navy);border:1.5px solid var(--border2);padding:0.85rem 1.75rem;border-radius:6px;font-size:0.9rem;text-decoration:none;display:inline-flex;align-items:center;gap:6px;transition:border-color 0.2s,color 0.2s;}
.btn-ghost:hover{border-color:var(--gold);color:var(--gold);}
.btn-row{display:flex;gap:1rem;flex-wrap:wrap;align-items:center;}
.hero-img{border-radius:16px;overflow:hidden;border:3px solid rgba(255,255,255,0.1);}
.hero-img img{width:100%;height:420px;object-fit:cover;display:block;}
.hero-form{background:var(--white);border-radius:16px;padding:2rem;box-shadow:0 12px 40px rgba(0,0,0,0.12);}
.hero-form h3{font-family:var(--serif);font-size:1.3rem;color:var(--navy);margin-bottom:1.25rem;}
.hfg{margin-bottom:0.875rem;}
.hfg input,.hfg select,.hfg textarea{width:100%;padding:0.75rem 1rem;border:1.5px solid var(--border);border-radius:8px;font-family:var(--sans);font-size:0.875rem;color:var(--text);background:var(--white);outline:none;transition:border-color 0.2s;}
.hfg input:focus,.hfg select:focus,.hfg textarea:focus{border-color:var(--gold);}
.hfg textarea{resize:vertical;min-height:80px;}
.hfg select option{background:var(--white);}
.hsubmit{width:100%;padding:0.9rem;background:var(--gold);color:var(--navy);border:none;border-radius:8px;font-family:var(--sans);font-size:0.95rem;font-weight:600;cursor:pointer;transition:background 0.2s;margin-top:0.25rem;}
.hsubmit:hover{background:var(--gold2);}

/* TICKER */
.ticker{background:var(--navy);padding:0.8rem 0;overflow:hidden;white-space:nowrap;}
.ticker-track{display:inline-flex;gap:3rem;animation:ticker 35s linear infinite;}
.ticker-item{font-size:0.75rem;color:rgba(255,255,255,0.5);letter-spacing:0.08em;text-transform:uppercase;}
.ticker-item span{color:var(--gold);margin-right:0.4rem;}
@keyframes ticker{0%{transform:translateX(0);}100%{transform:translateX(-50%);}}

/* SECTIONS */
.section{padding:5rem 4rem;}
.section-alt{background:var(--off);}
.section-dark{background:var(--navy);}
.section-label{font-size:0.72rem;font-weight:600;letter-spacing:0.14em;text-transform:uppercase;color:var(--gold);margin-bottom:0.5rem;}
.section-label-white{color:rgba(200,168,75,0.8);}
.section-title{font-family:var(--serif);font-size:2.6rem;color:var(--navy);letter-spacing:-0.025em;line-height:1.1;margin-bottom:1rem;}
.section-title-white{color:var(--white);}
.section-sub{color:var(--muted);font-weight:300;font-size:1rem;line-height:1.75;max-width:580px;margin-bottom:3rem;}

/* SERVICES GRID */
.svc-grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;}
.svc-grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:1.25rem;}
.svc-card{background:var(--white);border:1.5px solid var(--border);border-radius:14px;padding:2rem;text-decoration:none;display:block;position:relative;overflow:hidden;transition:border-color 0.25s,transform 0.2s,box-shadow 0.2s;}
.svc-card::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform 0.3s;}
.svc-card:hover{border-color:var(--gold-border);transform:translateY(-4px);box-shadow:0 12px 32px rgba(200,168,75,0.12);}
.svc-card:hover::before{transform:scaleX(1);}
.svc-num{font-family:var(--serif);font-size:2.2rem;color:rgba(200,168,75,0.2);line-height:1;margin-bottom:1rem;}
.svc-card h3{font-family:var(--serif);font-size:1.1rem;color:var(--navy);margin-bottom:0.5rem;}
.svc-card p{font-size:0.83rem;color:var(--muted);line-height:1.7;font-weight:300;}
.svc-learn{display:inline-flex;align-items:center;gap:4px;font-size:0.8rem;color:var(--gold);margin-top:1rem;font-weight:500;}
.svc-icon{width:52px;height:52px;border-radius:12px;background:var(--gold-l);display:flex;align-items:center;justify-content:center;margin-bottom:1.25rem;}
.svc-icon svg{width:24px;height:24px;}

/* STATS */
.stats-row{display:grid;grid-template-columns:repeat(4,1fr);gap:0;background:var(--navy);}
.stat-item{padding:2.5rem 2rem;text-align:center;border-right:1px solid rgba(255,255,255,0.08);}
.stat-item:last-child{border-right:none;}
.stat-num{font-family:var(--serif);font-size:3rem;color:var(--gold);line-height:1;}
.stat-label{font-size:0.8rem;color:rgba(255,255,255,0.55);margin-top:6px;font-weight:300;}

/* PROCESS */
.proc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:2rem;position:relative;}
.proc-grid::before{content:'';position:absolute;top:28px;left:10%;right:10%;height:1.5px;background:var(--gold-border);}
.proc-step{text-align:center;position:relative;z-index:1;}
.proc-num{width:56px;height:56px;border-radius:50%;background:var(--gold);color:var(--navy);font-family:var(--serif);font-size:1.4rem;display:flex;align-items:center;justify-content:center;margin:0 auto 1.25rem;font-weight:400;}
.proc-step h4{font-family:var(--serif);font-size:1.05rem;color:var(--navy);margin-bottom:0.5rem;}
.proc-step p{font-size:0.82rem;color:var(--muted);line-height:1.65;font-weight:300;}

/* IMG TEXT */
.img-text{display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:center;}
.img-text.rev{direction:rtl;}
.img-text.rev>*{direction:ltr;}
.img-box{border-radius:16px;overflow:hidden;box-shadow:0 16px 48px rgba(0,0,0,0.12);}
.img-box img{width:100%;height:380px;object-fit:cover;display:block;}

/* SECTORS */
.sectors-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem;}
.sector-card{background:var(--white);border:1.5px solid var(--border);border-radius:12px;padding:1.5rem;transition:border-color 0.2s,background 0.2s;}
.sector-card:hover{border-color:var(--gold-border);background:var(--gold-l);}
.sector-card h4{font-family:var(--serif);font-size:1rem;color:var(--navy);margin-bottom:0.4rem;}
.sector-card p{font-size:0.82rem;color:var(--muted);font-weight:300;line-height:1.6;}

/* TESTIMONIALS */
.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;}
.testi-card{background:var(--white);border:1.5px solid var(--border);border-radius:14px;padding:1.75rem;box-shadow:0 4px 16px rgba(0,0,0,0.05);}
.testi-stars{color:var(--gold);font-size:0.85rem;letter-spacing:2px;margin-bottom:0.75rem;}
.testi-text{font-size:0.875rem;color:var(--muted);line-height:1.75;font-style:italic;font-weight:300;margin-bottom:1rem;}
.testi-author{font-size:0.78rem;color:var(--navy);font-weight:600;}

/* FAQ */
.faq-list{max-width:800px;}
.faq-item{border-bottom:1.5px solid var(--border);}
.faq-q{width:100%;background:none;border:none;text-align:left;padding:1.2rem 0;cursor:pointer;display:flex;justify-content:space-between;align-items:center;font-family:var(--sans);font-size:0.925rem;color:var(--navy);font-weight:500;}
.faq-q::after{content:'+';font-size:1.4rem;color:var(--gold);flex-shrink:0;transition:transform 0.2s;}
.faq-item.open .faq-q::after{transform:rotate(45deg);}
.faq-a{display:none;padding:0 0 1.2rem;font-size:0.875rem;color:var(--muted);line-height:1.75;font-weight:300;}
.faq-item.open .faq-a{display:block;}

/* CTA BANNER */
.cta-section{background:var(--navy);padding:5rem 4rem;text-align:center;position:relative;overflow:hidden;}
.cta-section::before{content:'';position:absolute;top:-80px;left:50%;transform:translateX(-50%);width:600px;height:300px;border-radius:50%;background:rgba(200,168,75,0.06);}
.cta-section h2{font-family:var(--serif);font-size:2.8rem;color:var(--white);margin-bottom:0.75rem;position:relative;}
.cta-section p{color:rgba(255,255,255,0.6);font-weight:300;margin-bottom:2rem;position:relative;}

/* SVC HERO */
.svc-hero{padding:5rem 4rem 4rem;background:var(--off);border-bottom:1px solid var(--border);}
.svc-hero h1{font-family:var(--serif);font-size:3rem;color:var(--navy);line-height:1.1;letter-spacing:-0.02em;margin-bottom:1rem;max-width:720px;}
.svc-hero p{font-size:1rem;color:var(--muted);max-width:640px;font-weight:300;line-height:1.75;margin-bottom:2rem;}
.breadcrumb{font-size:0.78rem;color:var(--light-muted);margin-bottom:1rem;}
.breadcrumb a{color:var(--gold);text-decoration:none;}
.breadcrumb span{margin:0 0.4rem;}

/* INC EXC */
.inc-exc{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;}
.inc-box{background:var(--white);border:1.5px solid var(--border);border-radius:12px;padding:1.75rem;}
.inc-box h3{font-family:var(--serif);font-size:1.1rem;margin-bottom:1rem;}
.inc-box.inc h3{color:var(--gold);}
.inc-box.exc h3{color:var(--muted);}
.inc-box ul{list-style:none;}
.inc-box li{font-size:0.84rem;color:var(--muted);padding:0.4rem 0;border-bottom:1px solid var(--border);display:flex;align-items:center;gap:8px;}
.inc-box li:last-child{border-bottom:none;}
.inc-box.inc li::before{content:'✓';color:var(--gold);font-weight:700;}
.inc-box.exc li::before{content:'✕';color:#e05c4a;font-weight:700;}

/* BENEFITS */
.ben-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem;}
.bc{background:var(--off);border:1.5px solid var(--border);border-radius:12px;padding:1.5rem;}
.bc h4{font-family:var(--serif);font-size:1rem;color:var(--navy);margin-bottom:0.4rem;}
.bc p{font-size:0.82rem;color:var(--muted);font-weight:300;line-height:1.65;}

/* CONTACT FORM */
.contact-card{background:var(--white);border:1.5px solid var(--border);border-radius:16px;padding:2.5rem;box-shadow:0 8px 32px rgba(0,0,0,0.08);}
.contact-card h3{font-family:var(--serif);font-size:1.4rem;color:var(--navy);margin-bottom:1.5rem;}
.fg{margin-bottom:0.9rem;}
.fg label{display:block;font-size:0.72rem;font-weight:600;color:var(--muted);margin-bottom:0.4rem;letter-spacing:0.06em;text-transform:uppercase;}
.fg input,.fg select,.fg textarea{width:100%;padding:0.8rem 1rem;border:1.5px solid var(--border);border-radius:8px;font-family:var(--sans);font-size:0.875rem;color:var(--text);background:var(--white);outline:none;transition:border-color 0.2s;}
.fg textarea{resize:vertical;min-height:90px;}
.fg input:focus,.fg select:focus,.fg textarea:focus{border-color:var(--gold);}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:1rem;}
.sbtn{width:100%;padding:0.95rem;background:var(--gold);color:var(--navy);border:none;border-radius:8px;font-family:var(--sans);font-size:0.95rem;font-weight:600;cursor:pointer;transition:background 0.2s;margin-top:0.5rem;}
.sbtn:hover{background:var(--gold2);}

/* CONTACT INFO */
.ci-item{display:flex;align-items:flex-start;gap:1rem;margin-bottom:1.5rem;}
.ci-icon{width:40px;height:40px;border-radius:8px;background:var(--gold-l);border:1px solid var(--gold-border);display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.ci-icon svg{width:16px;height:16px;}
.ci-label{font-size:0.7rem;color:var(--light-muted);letter-spacing:0.08em;text-transform:uppercase;margin-bottom:3px;}
.ci-val{font-size:0.9rem;color:var(--navy);font-weight:500;}
.ci-val a{color:var(--gold);text-decoration:none;}

/* FOOTER */
footer{background:var(--navy);padding:4rem 4rem 2rem;}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:3rem;margin-bottom:3rem;}
.footer-desc{font-size:0.82rem;color:rgba(255,255,255,0.45);margin-top:1rem;line-height:1.7;font-weight:300;max-width:280px;}
.fcol h5{font-size:0.68rem;font-weight:600;letter-spacing:0.12em;text-transform:uppercase;color:var(--gold);margin-bottom:1rem;}
.fcol ul{list-style:none;}
.fcol li{margin-bottom:0.55rem;}
.fcol a{font-size:0.82rem;color:rgba(255,255,255,0.5);text-decoration:none;transition:color 0.2s;}
.fcol a:hover{color:var(--gold);}
.fcol p{font-size:0.82rem;color:rgba(255,255,255,0.5);line-height:1.7;}
.footer-bottom{border-top:1px solid rgba(255,255,255,0.08);padding-top:1.5rem;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:0.5rem;}
.footer-bottom p{font-size:0.72rem;color:rgba(255,255,255,0.3);}

@media(max-width:1100px){.svc-grid-4{grid-template-columns:repeat(2,1fr);}}
@media(max-width:900px){
  .topbar{display:none;}
  nav{padding:1rem 1.5rem;}
  .nav-links{display:none;}
  .hero{grid-template-columns:1fr;padding:3rem 1.5rem;min-height:auto;}
  .hero::after{display:none;}
  .hero h1{font-size:2.4rem;}
  .section{padding:3rem 1.5rem;}
  .svc-grid-3,.svc-grid-4,.sectors-grid,.testi-grid,.ben-grid,.inc-exc{grid-template-columns:1fr;}
  .proc-grid{grid-template-columns:1fr 1fr;}
  .proc-grid::before{display:none;}
  .img-text{grid-template-columns:1fr;gap:2rem;}
  .img-text.rev{direction:ltr;}
  .stats-row{grid-template-columns:1fr 1fr;}
  .stat-item{border-right:none;border-bottom:1px solid rgba(255,255,255,0.08);}
  .footer-grid{grid-template-columns:1fr;gap:2rem;}
  .footer-bottom{flex-direction:column;text-align:center;}
  .cta-section,.svc-hero{padding:3rem 1.5rem;}
  .svc-hero h1{font-size:2rem;}
  .frow{grid-template-columns:1fr;}
}